Saturday, January 19, 2008

I Hate the Bank

I hate the bank. Hate it. Except for the money…I like the money. Unfortunately none of the money in the bank is mine. Despite my dislike I do have to enter into a bank at least twice a month. It’s definitely my most disliked monthly cycle…and I have to experience it twice so that’s even worse.

Thursday, payday (yay) I head into the dreaded nether world and of course there’s a line-up, but it wasn’t bad, only 2 people. The first guy is on his cell phone. That was the first thing that annoyed me. He’s chatting away about how he’s been a hockey coach for 20 years and he understands this and that…and I can hear the guy he’s talking to singing his praises. I stare at the back of his head…because somehow I think this will make him stop. It did make him turn around and look at everyone behind him…and he gives us all one of those, ‘look at me I’m so cool' looks….you know where he nods his head, winks with this smile like he’s the most amazing person on the planet. Isn’t he funny? Did you hear what he just said? Wasn’t it funny? I wanted to hit him.

Then for some reason there’s this ungodly screech…like a dog being tortured…we all turn to look but there’s no dog. We all look forward again. Then the dog torture/screech sound happens again! We all turn to look … it’s the door to the bank. It’s in desperate need of WD-40. A manager comes out to inspect it. Yep, it’s screeching. He leaves.

There are about 8 people in line now. I’m still number 3. There are only 3 tellers open and for some reason those being served have very complicated transactions. It’s times like these when I wish I had some kind of mute button on my head…where I can block out the noise around me. “Yeah man, when I played street hockey…” Screeching…dog being tortured noises. “Yeah, well I’m in the bank right now so…hang on I got another call…” Screech! “Hello…hey dude, okay about Saturday, let’s meet at 9….” Schreech!

There are about 10 people in line now. Stupid hockey phone dude finally goes up to the teller. He’s depositing into his business account. He’s filled in the paper work all wrong. His phone rings…he takes the call. The teller is visibly frustrated. He turns to us all in line…gives us that ‘hey how ya doing, I’m so wonderful’ look. We’re all deadpan. We want to kill him. We’re all thinking if we had torches right now we’d swarm and kill him like crazy village people from a horror movie (not the village people band…but that would be funny.)

Through all the screeching and annoying cell phone chatter I realize that there is muzac being pumped in through the speakers. I think…now wouldn’t it be good if I could block all this crappy noise and just focus on the music? So I try…I really try and then all of a sudden, like magic, that’s what happens.

All I hear now is the music. It’s a song I recognize…I know the words…in my head I’m singing them. Then, I’m like…WTF is this? This is another creepy old song. “Johnny get angry, Johnny get mad…give me the biggest lecture I’ve ever had…I want a brave man, I want a cave man…show me that you care, really care for me…” Why do I know these words and what is this…the ode to domestic violence song? Of course I’m thinking all this as I’m singing the words in my head. God…I’m thinking if I could only block out this stupid song and hear that guy on his cell phone.

That’s when I see her…that perky little annoying greeter lady. Greeters at Wal-Mart are bad enough…at a bank they’re just freaking annoying. Here she comes. I hate her already…I’ve been in line for about 19 minutes now. I was number 3 in line and now I’m number 2. She’s all giggly with that annoying little girl voice. OMG why do women talk like that? Lower your voice…talk like a woman. Grow up. I hate you. Why do I have to come into this place twice a month anyway. Oh God…she’s talking to the woman in front of me. She hands her something and I’m sure I heard her say “Tim Horton’s” but I dunno…with all the other sounds going on in my head at the moment that might have been a dream.

She looks at me…she looks a little afraid of me to be honest. I try to smile…I know I look like a psychopath by this point. She hands me a little green piece of paper that says if I give this to the customer representative (a.k.a. the teller) I’ll get a free coffee. Not Tim’s … just a coffee.

The lady in front of me gets to the teller…I mean customer representative. I see her hand over the green piece of paper and in return gets a Tim Horton’s gift certificate. Ah…I’m a little happier now.

My turn…I go up to the customer representative…hand over my green coupon…she looks at me (why do these people look afraid of me?) I get 2 Tim Horton’s gift certificates. I guess I must have looked like 1 wouldn’t do.

As I leave … 23 minutes later … my transaction took about 30 seconds…cell phone hockey guy is still trying to sort out his paper work…and taking calls. I open the door to leave and almost jump out of my skin at the animal torture screeching noise. I’d forgotten about that. Thank god I have those 2 gift certificates, because…if there’s one thing a jittery, angry psychopathic-looking person needs…it’s more caffeine.

35 Astute Observations:

Olga, the Traveling Bra said...

OhmyGAWD! THAT is SO hysterical!...and perhaps your best post ever! ('cept for the penis clams, which, for some reason I am partial to...)
I felt like I was THERE with you..feeling your pain! And ugh! Cell Phone Guy! HAHAHAHA! Oh Drowsey - you are a HOOT! LOL!

DrowseyMonkey said...

lol olga...thanks for laughing at my pain! ;)

Speedcat Hollydale said...

I have never been inside a bank.

DrowseyMonkey said...

you are the luckiest man on the planet speedy.

Speedcat Hollydale said...

Yes, I now that... but I came back because my lie was eating away at my innerdzz (ye-outch)

I used to give the Friday guy teller cigars, and he would get me in and out quick. Now, I never see the money. How do they get change through those internet cables I wonder???

Kathy said...

"Lower your voice…talk like a woman. Grow up. I hate you." That's my girl! I despise banks and rarely set foot in them. I only go to get more check registers and once I needed quarters for the stupid laundromat. Drive thru isn't much better. I'm always fumbling with that tube thing and finding it hard to communicate over three lanes of cars. "What? Are you talking to me or them? Huh?" God bless direct deposit.

LadyBanana said...

Great descriptive post - we've all been there!! lol

Luckily, since internet banking became so easy not for a long time now!

Hungry Mother said...

Hilarious, in a painful way. After my experience at Publix here in old town, I wonder what the geezers in the bank are like? One thing I know is that the most beautiful buildings in south Florida are all banks.

Julie said...

Banks are a necessary evil though, aren't they? I try to avoid going into the bank and seeing tellers whenever possible....Thanks for sharing such a great story, though!

AmberCat said...

Bankers are a bunch of useless *ankers. Just ask the *ankers at Northern Rock.

They only like to lend money to people who have money.

They lend out your money and get paid for it, and they charge you for keeping your money.

Stealth said...

LOL - that was cute. Glad you got 2 coffes out of the deal. Next time, insist that they throw in some chocolate.

GO! Smell the flowers said...

LOL and we had to laugh! Jim hates banks and I have a curse of 10 lining up behind me as my second card is swallowed...

Then these banks have the nerve to charge us to move our money around...

Huh!?

DrowseyMonkey said...

kathy - I KNOW! What do young girls talk like that? When I first started working I took pains to lower my voice...my sis thought that was funny (but she doesn't have a high voice). Anyway, I could tell I wasn't being taken seriously with that little voice. OMG - I'm ranting again! Anyway...I work for an organization that's too small for direct depost...it's gonna drive me to drink for sure.

Thanks lady! I wish I could do the internet banking thing...but it's a long story why I can't. So every month, twice a month...grrr.

Hungry - oh...the OLD people. Yeah, that's why I left one branch and went to this one! OMG they'd be in line and start asking me the most personal questions, and they're all hard of hearing so they'd be really loud! It was like a weird initiation ceremony into a scary cult!

thanks julie - yes necessary evil...so true!!!

so true amber. Why give money to people who need it? Why do you not have to pay user fees if you have a lot of money in the bank...why do the ones with the least amount in their account get dinged with all those fees?

stealth - omg...seriously the look on the woman's face when she handed me the little green coupon...she was SCARED! And the more normal I tried to make myself look the more scared she looked. LOL

DrowseyMonkey said...

go! We were both posting at the same time...lol Anyway...yes I agree...why do I have to pay to do stuff with MY money? More grrrrring.

The Super Bongo said...

I am always tempted to join in on the loud, annoying cell conversations . . . but, I'm afraid that they wouldn't get it.

oh, and, I tagged your excellent self. Details are on my blog

DrowseyMonkey said...

no monkey screaches pleeease! LOL Funny how staring at someone who's talking on a cell phone doesn't make them stop. A tag...? I shall be right over, thanks!

val said...

Ah, cell phone conversations where the person at the other end should be able to hear without benefit of an instrument, the caller speaks so loud. Gotta love 'em. (Grrrr.)

And banks - I tried to pay something into the instant-pay-in machine last week. One was broken, the other had swallowed a woman's £490 and then jammed. A 2-minute transaction turned into a half-hour wait.

The scariest for me, though, was a few years ago when the guy in front was talking - to himself, or rather, an imaginary person next to him, telling them he would "have to shoot her, then". His conversation with the teller was perfectly normal in between his outbursts.

Bob Johnson said...

Lol, drowsey you kill me, but please don't really, the thing about bank lines, everyone can relate.

DrowseyMonkey said...

val - ah yes...I feel your pain. But the guy talking to himself I can handle...because he doesn't really know better. The a-hole on the cell phone was highly functioning...LOL I wanted to kill him.

bob - I won't kill you. Promise. You're blog's too important to me. Oh, and you're a nice guy of course.

Lorelei said...

Your story makes me so happy that I have direct deposit.

Zenmomma said...

You have been given a Most Excellent Award. Hop on over to my blog to pick it up.

http://zenmommasgarden.blogspot.com/2008/01/most-excellent.html

DrowseyMonkey said...

lorelei - I miss direct deposit so much! I've been complaining for about 2 years now...mostly to my sister who loves all the people in the bank. they all know her and love her...omg...it's like I was adopted or something!

zenmomma - ohhhhh...thank you! I'll be right over. :)

Lee said...

I'm going to start a new game. The object is to get as many points as you can by coming up with inventive methods of terminating cell phone calls. And I mean 'terminate' in the most deadly sense. Anyone who continues to talk on the phone while interacting with someone else deserves all the pain that can be delivered to them!

Oops...was I ranting there? Hey, Drowsey, what about making your deposit at the ATM?

DrowseyMonkey said...

lee yes it was ranting...but it's all GOOD! And I like that game!

As for the ATM...it's a long story, but it's a biz account, because technically I have my own business...even tho I work for a non-profit organization...anyway, unfortunately the teller is the only option (or customer representative...when did teller become a bad word?)

denny said...

Sooo funny!!! Makes me glad I have direct deposit.

I hate banks too... or really any institution that is there to serve you but act like you are there to waste their time. Ummm... excuse me but it is my money.

As far as the cell phone guy... there is a time and a place for everything. I would have had a tough time in not telling him what I thought. I wouldn't have made friends but I sure would have felt better.

Great Post!!!

DrowseyMonkey said...

thanks denny...funny but painful ;) Yes...I know I'm a cell phone snob because I don't have one...I'd still have a dial phone if it were up to me...lol.

BNS said...

Umm, Drowsey -- I have two words for ya: electronic banking. If your current bank doesn't offer it, look for one that does.

We (hubby and I) do everything completely electronically -- for our business as well as personal banking -- and neither of us has had to set foot inside a bank in years.

;}

Jeff said...

Great post. Funny as hell. I could definitely use a mute button sometimes too.

MedStudentWife said...

AAARRRGGGGG !!! and I wonder why I hate banks and love all this eCommerce now.

At least the branch you are with is somewhat smart (???) Tims... ahhhhhh !!!!

Oh yeah.. customer representative - another euphamism for annoying idiot who has no idea of customer service

:0

DrowseyMonkey said...

bns - trust me...in my situation it's not an option.

jeff - yes! I want a mute button!

med - yeah...they started handing out those coupons if you were waiting in line too long. Um...hire more tellers!

JaniceNW said...

you just explained the reason we have automatic deposit and pay our bills online.

I'm amazed you didn't go screaming out the door with your hair on fire!!!

Jay Cam said...

ouch! that's why i save all my money in a rock in my backyard!

safe as a .... safe?

DrowseyMonkey said...

janice - well the tim's coupon did calm me a big, lol

jay - that's a good plan...but a rock can't cash my cheque...or maybe it could...hmmm.

Sandy Feet said...

I am here via Zenmomma. Very funny. I could just picture the glance of the cell phone creep, and hear the greeters' preschool voice. Thanks for the laugh.

DrowseyMonkey said...

Thans sandy! It was quite the 23 minutes that's for sure!